After a very nasty split my ex has made himself bankrupt, in his own words, 'to ensure that I will be liable for all Northern Rock secured and unsecured repayments'. I moved out of the property and carried on paying half of everything whilst he remained and paid nothing. NR are now coming after me for £2k to clear his arrears (joint & several liability)they have given the option of switching to interest only & will clear all arrears but he is refusing to sign anything (and has made clear he will be very difficult about any property sale transactions), whereas I am happy to do this and carry on paying eveything & sell the property. To enable me to make my decision, please can anyone tell me - will my ex also be liable for any shortfall on the mortgage after he has had his 1 year discharge from bankruptcy - I am sick of paying out thousands due to him which I doubt i will recover even if i sell the house myself. Pleae help me. Thank you

-- Sam Morris (temperance_782004@yahoo.co.uk), January 19, 2005