EQUIFAX - IMPORTANT INFORMATIONgreenspun.com : LUSENET : Repossession : One Thread
My dad told me last night that, due to the problems encountered by people stealing other people's identity, Equifax have introduced a scheme whereby you pay £11 a year and if anyone asks for a credit check on you they come to you first to check you have asked for it.
This could be very useful to find out who is checking your file - and for what purpose!!
Hope this helps.
-- Chris (firstname.lastname@example.org), March 18, 2003
Here's a link to the info http://www.cifas.org.uk/ProtReg.htm
-- (email@example.com), March 18, 2003.
Afraid not. I asked them this question: Am I right in thinking that the Protective Registration scheme means I am notified before anyone can get details of my credit history and, also, that I will have a record of who has applied and why?
They answered: No. Protective registration is like a warning on your address to ensure that extra checks are carried out before credit is given. The lenders could contact you to verify that it is you applying for credit.
-- gfds (firstname.lastname@example.org), March 22, 2003.