sarn - what info do i have to give lender?greenspun.com : LUSENET : Repossession : One Thread
Sent sarn last week to n bank. Have recieved letter from them with a "request" for my ex husbands written permission as without it they can not provide any information on what was a joint current account and a joint mortgage. This is "because the bank has a duty of confidentiality to each of us" They have also sent a form not for income & exp as i was expecting but a search identifaction form - consisting of 5 parts details of my address, phone no. signature and relationship with bank! A part for connected persons identification and signature - my account details whether open or closed and credit card information . I will be following advice found on other parts of this site as far as signing things and giving no information goes but I can not get in touch with ex and need to know if I am entitled to access to info without his co operation? The accounts were only ever that one or the other could sign - no double signatures were ever needed. Would greatly appreciate any one who has knowledge of this to help. dg
-- dg (email@example.com), August 20, 2002
Forgot to mention they also asked for a payment of £10.00 per part.
-- dg (firstname.lastname@example.org), August 20, 2002.
If you had a joint account with either to sign then I do not think you need to get the authority of the other party.
Some banks will try to charge you £10 for each section requested, and each person reported.
If you want information about YOU held by the bank then you are entitled to it. And the maximum charge is £10 for your information.
If in doubt then call the Information Commissioner help line on 01625- 545700, they are busy but helpful.
-- Harry (email@example.com), August 23, 2002.