I've no idea how to serve a SARN. I've read as many of the questions and answers about them but can't find anything to tell me how to initiate one. Do I just write a letter and enclose £10? If so, who do I write to, the solicitors or the building society? Or am I just being thick?!!

-- Trish Urmston (trish5493@aol.com), May 02, 2001

Answers

Go to the 'Repossesion part of this site (link on the left). Select Do's and Dont's Scroll down to 'After they contact you........' Select item 2 in this list and you should have all you need.

-- Matt (mattyc@ntlworld.com), May 03, 2001.

Yes, check out the do's and don'ts...

Send an SARN to the building Society AND whoever they are using to chase you for a shortfall.

You're not being thick...this is all a big headache but if you hang in there it will all start to make sense. There are plenty of people around on this site who will help.

:-)

-- (_Believer14@excite.co.uk), May 04, 2001.

Absolutely right - you're not being thick, it's a steep learning curve. Luckily this site has masses of stuff on SARNs (how to serve them, how to read the results). Use the advice above, and the site's search engine.

I would also suggest that when serving a SARN you send it Recorded Delivery and enclose the £10 in the form of a postal order. This means that everything is traceable by you. All best,

-- Eleanor Scott (eleanor.scott@btinternet.com), May 05, 2001.