TO WHOM CAN A CREDITOR DEVOLGE INFORMATION TOgreenspun.com : LUSENET : Fair Lending : One Thread
CAN A CREDITOR DEVOLGE INFORMATION ABOUT A PERSONAL ACCOUNT TO YOUR SPOUSE IF THE SPOUSE IS NOT ON RECORD ON THE ACCOUNT. AND IF SO HOW CAN THEY TELL IF IT REALLY YOUR SPOUSE OVER THE PHONE IF THEY HAVE NO INFO ON HER.
-- JOE RIBEIRO (firstname.lastname@example.org), February 26, 2001
The law is very clear regarding third party disclosure. A lender or credit reporting agency cannot disclose any specific information regarding someone or any information regarding their credit or accounts without full, written consent from that person. The only time a company or agency can release any such information is, the "tattle tale law" in community property states such as Wisconsin. If someones spouse opens a credit account a lending is required to notify the spouse that the account was opened. For more information contact any books about fair lending awareness or credit law, specifically the fair credit reporting act and the privacy act.
-- Jeremy Strong (email@example.com), November 28, 2001.