didn't get offered to complete loan application

greenspun.com : LUSENET : Fair Lending : One Thread

i called a bank and ask to apply for loan. they ask me for my ssn and my husband ssn to pull credit report. then called back and said we would need to improve our credit before we could qualify. we did not even get to fill out a loan application. is the fair or legal?

-- janie kuepker (janiek@nash.tds.net), June 06, 2000

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