partner getting another mortgage, will I affect it?greenspun.com : LUSENET : Repossession : One Thread
My house has been repossessed and now sold. The Halifax were chasing me for the shortfall, although they do not now know where I live. I have kept off the electoral roll and I have no other debts. But I know that information about me at my boyfriend's house will be on the credit agencies files.
My boyfriend wants to remortgage his house. I know better than to be a joint mortgagee, but I'm wondering what will happen if he includes my income in with his, as part of the household income. Will the lender want to know who I am? Would they do a credit check and possibly refuse him because of me?
-- denise cassidy (email@example.com), January 11, 2000