Can they make me pay for girlfriend & her ex's shortfall claim?greenspun.com : LUSENET : Repossession : One Thread
I was trying to apply for a new mortgage to move and free up some equity to help towards my girlfriend (and her ex's) shortfall claim.But I am now being told that they will not give me a mortgage as I have mortgages at other addresses (which I do not). I can only put this down to my girlfriend receiving a shortfall claim last week at my house and the Halifax trying to make me responsible. Can they do this?I only applied for a mortgage in principle (by email)there were no warnings that a search would be carried out-can they do a search without my authority?(Not that I have anything to hide)Any help urgently appreciated.
-- Alex Rogers (email@example.com), December 20, 1999
I went to a lawyer to ask the same question as I was about to re- marry and needed to know if he would become liable. According to my lawyer, they cannot touch you if you do not have a joint income or joint accounts. Once joint names appear all over the place(even savings acc.), they can try to get to both of you. I suggest you seek the same advice. Hope I was of some help. Annette
-- Annette Challis (firstname.lastname@example.org), March 22, 2000.