Bottom line is this. How much are you willing to bet the problem is fixed? prepare accordingly.

if you're willing to bet your inconvenience if you're willing to bet your family if you're willing to bet your freedoms if you're willing to bet your life.

which level of the above you believe you will be betting is up to you, but i tell you this. you prepare for #1 and if 2-4 come up, you're screwed. prepare for #4 and if 1-3 come up, you're set.

It's up to you. That is the bottom line.

Isn't this what it boils down to? superlurker appreciates all intelligent concise feedback end of transmission.

-- forluvsake (superlurker@truth.org), May 24, 1999

Answers

Well I'ld disagree just a tad on a few of those points. If it is a #2-4 you're a whole bunch better preparing for a #1 than doing nothing at all. If it is a #3 a person prepared for #2 will be better off than a person at level #1, but not as good as #3 or 4.

Also, if you prepare for #3 but it is #2, the non-recoverable expenses are simply the cost of your insurance. After all, if you insure your car for $200,000 liability and your biggest claim is only $50,000, you've "wasted" the price difference between a $50k policy and a $200k policy. It would help a bunch if everybody were omniscient. Any volunteers?

The point is that everybody here is a sovereign individual that has to decide on their best knowledge what level of insurance they need to buy whether it is Y2K, auto, home, life, or health insurance.

-- Ken Seger (kenseger@earthlink.net), May 24, 1999.