Go to the court armed with all your papers and ask the judge to dismiss the claim and/or disallow costs.(posted 7811 days ago)If the judge allows the claim, you will get a suspended possession order on terms that you pay x amount off the arrears whilst meeting the ongoing monthly payment.
Dont vacate the property (although the suspended PO will actually say "Give up possession of (address) by x date" it will then go on to say that the order is suspended.) You will get a money judgement order at the same time for all the outstanding money on the mortgage and the costs - that too is suspended.