what should my step daughter do nowgreenspun.com : LUSENET : Repossession : One Thread
my daughter has had a letters from debt recovery firm for short fall on her first house with first husband ie abbey nat over the last 6 months after now being married to number 2 husband for some 8yrs now i myself went to abbey nat office at the time when her first marriage broke up with arrers on mortage and was told the imdemity ins would cover any short fall and voluntary handed in the keys only after house was fully redecorated in 2 days so as not to have them complain about any thing after they agreed to this and said not to worry as it would all be settled with ins any short fall and thank me doing the house now my daughter is disabled ie cant see properly and as 3 small children i think the house was about 37000 when they brought and was we assume but were not sure as we were not told sold for about 32000 now there asking her to pay 24000 she as been to the c.a.b and after trying to explain the shock to her husband who wasnt even there then as put considerable stress on the family the c.a.b.as worked there fiances out and sent to the debt recovery and has i have just read you aticle in the news of the world today i thought i should inquire as what she should do now i told her to go back to c.a.b.and show them the aticale thanking you tony
-- tony knight (TONY@01knight.freeserve.co.uk), March 19, 2000
Well, CAB do know what they are doing and are well aware of this web- site.
Exactly what your step-daughter should do depends on the details of her case. For example, if the repossession was more than six years ago, she can probably just ignore the letters and only worry about having to do anything if the Grabby National issues a summons.
There is no particular reason that her current husband's finances should be involved - this is not an issue that concerns him. Given that your daughter is partially disabled, it would seem unlikely that the Grabby or its lawyers would actually carry out a court threat. But that won't stop them making threats. That is the way Grabby operates, or rather, that is the way Grabby has agreed that its lawyers should operate.
Read the site for a detailed explanation of why the threats will continue even though they may have no intention of going to court.
-- Lee (firstname.lastname@example.org), March 19, 2000.