The Norgan ruling was a case involving a BS and a mortgagor called Norgan - on appeal it was held that the mortgagor should if necessary be given the reast of the mortgage term to clear any arrears.(posted 7147 days ago)Do a google search, or if you want the exact hearing details, see http://x- stream.fortunecity.com/doomdr/170/cheltenham_and_gloucester_building_ society_v_norgan.htm