Response to Debt Collectors not Speaking Anymore

As a former debt collector I can tell you from my experience that once the contract has been bought by the debt collection agency; it is assigned to a debt collector. If the debt collector does not get a response or a payment arrangement it then is shuffled to yet another debt collector. It is true that you as a debtor, are entitled to proof of such debt. It amazed me to see at what lengths we were trained to collect debts. I shall never again be employed as a debt collector the experience was overwhelming to say the least. I feel it would be in your best interest to tell the original company that in order for you to pay your debt off, you demand a copy of the promissory note or loan paper in which you signed. This is your right.

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