I'm currently fighting a shortfall claim from the Halifax. They are using Direct Legal & Collections to chase the debt. I'm going to Sarn them both. If I'm going to SARN the Halifax, where do you address it?? Head Office?? Or is there a special dept, bearing in mind they don't seem to want to talk to me being as they are using Direct Legal & Collections. Any help would be appreciated.(posted 8013 days ago)