Sophie(posted 8198 days ago)Before I met my husband he had a mortgage with the Abbey National with his then wife. When the house was repossessed in 1992 the Abbey sold it for £15,000 less than it's value.
He heard nothing from them until November 1998, when via Halliwell Landau they wrote telling him he now owed £40,000.
Over the years we have had various letters and telephone calls from them. The best advice I can give is to file everything they send you and to NEVER respond or admit liability.
In our local branch of AN the manager was astounded when I told him my husband was still being chased.
We have since got a new mortgage ( eventually ). Don't let them get to you.