Yes and yes, are the answers. However, if the Halifax has only come up with some of the documents then you should thank them politely for those and repeat your request for the others. Always keep the ball in the lender's court. That way the judge is always confronted with a lender that hasn't handed over sufficient documentation.(posted 8491 days ago)Sufficient = enough to convince you that you should pay their claim to the best of your financial ability.
Lee