Being taken to court for shortfall

Skipton B.S. have been chasing us for 6years for a shortfall of £89500 They have even written to me at work because I wouldn't fill in an expenditure form.Last letter from them said if I filled it in they would leave me alone for a year . That was 6 weeks ago.Today I have received a court summons for payment of the shortfall.Where do I go from here. Obviously I cannot afford to pay

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