In answer to Pendle's question: RSA have the right to pursue us under their "rights of subrogation".. This allows them to substitute one creditor (ie the lender) for another (you). It is detailed in the MIG (oh yes it is..don't let them tell you otherwise) and guess what? You are still not allowed to see it. That is the key legal issue as far as I am concerned.(posted 8569 days ago)