Thanks for an excellent site! Just agreed a settlement figure with Abbey/DLA for £1250 on a £16500 shortfall demand after 6 months. I still believe I had a very good case but they had instigated AofE on me. I disputed their claim, SARNed Abbey and everyone else for that matter but a ccj from 1998 for the shortfall was used and re-started. I asked for the judgement to be set aside and the judge dismissed my plea, even though DLA did not show up. Thanks again!(posted 7240 days ago)