Response to If there is certain times of hte day that lenders are allowed to and not to call

I believe PA state law has no such restrictions on the books. They can call you when they like, at any reasonable time of day or night. I think 10pm is the "accepted" (i.e. not legislated) cut off, but this you will have to check out locally. This is not the right site for you - check in your local yellow pages for a free debt counselling service. We deal only with the UK on this site. Best of luck.

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