soory, I forgot to add, recent SARN responses and correspondence with lender and their solicitors-both state there is no copy of a mortgage deed held on file, and I have copies of all information that is held in a retrievable format and they can give me no further copy of anything above and beyond that which I have already received. If this went to court, they would have to provide that document and its contractual terms and conditions. Where do I / they stand now? thanks Vijay(posted 8103 days ago)