Response to Urgent Advice needed - Britannia BS / Hammond Suddards & Edge

As the lender or his agent (Hammond Suddards Edge HSE) has not been able to make contact with you until recently, then the six year rule agreed with the Council of Mortgage Lenders applies. I doesnt matter that HSE wrote in 1998, as long as you didnt acknowledge the debt, then the six year rule applies. HSE are just trying to frighten you, I would advise you to call their bluff as they are just using bullying tactics. If they do take Court action, then go to your local CAB and ask to be referred to their Debt Adviser you will represent you. Also request your SARN from HSE as detailed on this web site under repossession. However, I can tell you the answer they will respond with, it is their classic answer that the information requested is 'legal professional privilege' and therefore exempt from the Data Protection Act 1998. They are bluffing!!! and they dont frighten me, so my friend, get on with you life and let them make fools of their organisation. Good lenders should avoid HSE with a very long stick!

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