I think I follow where this thread has gone.(posted 8377 days ago)I have a date of payment and an amount of payment made on the MIG.
The insurers are the ones after me as the Halifax cannot as it said a while ago (Dec 1999 I think) that those they have not contacted they will not chase if more than 6 years. This was in addition to the CML agreement.
Is it therefore correct that as the 'debt' being chased is ALL insurance payout - so they say - that it is definately 'simple debt' and therefore they have 6 years from the date payment was made to the lender.