Response to 6 YEARS FROM WHEN?

After giving this some thought I would propose the following: If the Lender is relying on the Mortgage Deed then the debt starts from date of default according to the deed and accompanying terms and conditions. Reposession and Sale of the property are merely actions in the in the recovery of the debt that became due on default. The dates of these actons are red herrings and serve no purpose other than to illustrate the lenders undue delay and negligence in the recovery process. You can uses Hopkinson & Others v Tupper to illustrate this (See the Reposession section - 6 or 12 years to see why this case is important in establishing the start point). If anyone else has any opinions on this please let me know. Regards Tim.

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