Response to Defending Myself ...

Hi Oscar The telephone has little place to play in debt negotiations,only deal with creditors by letter, any call you end make sure you say goodbye simple but effective. Some debt collectors abide some don't so don't make it personal keep everything calm taking photos and having a third party around when they do call is a good idea so long as you don't let them into your home they can do nothing, so don't leave any windows open they are not like balifs who are sent by the courts another miscomception You are only liable for debts in the UK You would be bankrupted whilst you emigrated and this would be here for you on your return, so before you emigrate bank youself first and you will be free when you return. I would take advice on signing things over I havn't heard of this being an option or it's legality Regards Adrian

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