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Response to Citibank/PSPC/Asset Recovery/Lawsmiths

from lucianne clarricoates (luckie23_5@hotmail.com)
not so much an answer but need advise myself for a similar problem. please.

had a house in 1993.repossessed after my husband and i separated leaving myself with two small children and in the house.i had to go on benefits and the mortgage went deeper into debt and so the repossesstion took place.i have had periodic letters from different debt collection agents asking for contact with them but didnt do so.received a letter in oct 2004 asking me to contact ARUK ltd due to a debt. because of the time elapsed i didnt think it was to do with the mortgage and rang them because i was concerned.i told them i was on benefits and was in no way able to pay anything.will this debt be "spent" due to time elapsed .and how come my ex husband has managed to get away with no contact from them.i have lived in rented accomodation since this time and am now looking to buy a house.original mortgage was with citibank.have i brought this debt back to life by calling them?

(posted 6992 days ago)

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