what is the matter with you people, you are receiving unsolicited mail and are worrying about what to do, just bin the mail, these people have no legal standing whatsoever, the debt has been passed over to them because the originator is unable to collect.(posted 7017 days ago)If they had any evidence that you owed the debt they would pursue you through the courts.
Do not contact these morons and only respond to official court correspondence.
you certainly do not enter into payment arrangements with the likes of collection agents. Let them take you to court and if proved you can then make a payment plan through the court.