shortfall HELP

Me and my wife lost our house 7 years ago in may this year and eversheds are chaseing us for 4500 pounds.about one letter a fortnight i have not responded but am tempted to offer £10 per mouth to keep them off my back and stop them threatening me with bankrupcy etc is this a good thing to do or should i try another avenue. since i lost my home i have slowly paid every creditor up to dateJust leaves this thanks for your kind help Paul

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