Justina,(posted 7078 days ago)Regarding the conflict question, I would give the FSA a ring to check this. Also, you say Britannia state that you owe them £5,700, don't make the mistake that so many of us have done, that is to trust a financial institution. Make them justify this claim, you could start by sarning the lender. Be careful too of them placing a charge on your new property, this can accumulate interest as well. Good Luck.
Mark.