One wonders who the idiot is here and why he would be reading a site like this if he has such strong opinions on the topics it covers!! I would suggest you ignore him, the situation you are in is difficult enough without timewasters like this. Maybe, he's just bitter and twisted because he's a "banker" who can't get management of his own branch?(posted 7080 days ago)Serious;y, if you can't afford professionaly help from a solicitor try IBAS, they charge a single fixed fee for a year, are really helpful and should be able to advise you over the phone if they think they can assist you before you pay.
Good Luck!
Andy