I once had a letter similar to yours from another company that i had never heard of. I ignored the letter. It wasnt until I had bailiffs on the door that I realised they were a genuine company. I have heard of Aktiv Kapital I know they have an office in Chester near where I live and also one in Caerphilly. My advice would be to give them a call and check it out. And I dont want to be rude but it is an offence not to keep your records updated by letting creditors know where you live. I moved and thats where the problems started for me because I didnt update my records and they managed to track me down.(posted 7100 days ago)