I have a mortgage shortfall that we made the mistake of acknowledging and provided income and expenditure details. This was in 1994. We have continued to pay and have never received a statement of accounts or even a receipt of payment from the account. The account has now been passed to GO-Debt debt collection and they have asked for a revised income and expenditure sheet, which we did. We are now being asked to pay a Pro-rata payment to them from our income, which will have a detrimental affect on our credit rating and our other creditors with which we have never had any problems. (It took us a fair time to get back to a healthy credit position, after we were repossessed.) We want finish this and have seen the service that IBAS provide.(posted 7119 days ago)Can anyone endorse the service that this company provides as I cannot see how they make their money? (The cost of their service £195.00). Are there any additional costs that they may charge?
Any input would be welcome.