Our house is currently being repaired for subsidence damage, which the insurance company (same as the lender)delayed (for one year)in starting. We're now going to leave the country and as a result may have difficulty selling the house whilst its under repair. Financially it seems one option is to simply hand the house over the insurance company voluntarily and make no further interest payments. What are the implications of this ?(posted 7143 days ago)Or can I claim for loss of value ? or for mortgage interest from the insurance company