I've been chased by B&B for 5 1/2 years, they contacted me 7 1/2 years following repossession -- which adds to a total of 13 years following repossession.(posted 7164 days ago)However after all this correspondence they suddenly decided that one of my letters was an acknowledgement of debt - they suddenly switched solicitors from hammond suddards aka drydens to Wragge and Co. I got a solicitor who contacted them telling them they were out of time.
Next thing I know I have had a ccj against me for £60,000 -- double the intitial (made up) sum that they were asking £30,000. My solicitor has applied to get this CCJ set aside. Somehow all the court paperwork never made its way to me or the solicitor - which I find quite frankly sinister. Is this something other people have experienced?
I was interested to see on the site that when they wont supply documents this may help me (or it may all be too late), as I have asked for the mortgage deed many times and not had it.
I have no income or assets and will have to go bankrupt, which they are well aware of, so it doesnt necessarily seem to just be whether its worth suing someone that will propel them into court action, possibly its because I said there had been an unnecessary and prejudicial delay in one of my letters, and yet somehow (so far) I have been denied my chance to have this matter heard by a judge.
Even after being in contact which them for 5 1/2 years I am still amazed that they seem to be legally able to make up these debts and then chase you for them, its nothing short of criminal.
I'm so angry.