Re the 'charge', not only will they want that chunk but they will also want the interest on that chunk. Settlement is the best option for you I think, as Chris says, but put them to strict proof first. Did they sell your property for a fair price?? If not, then this wil give you more leverage to negotiate, it may be the reason they've dropped 7K already. Given they have dropped from 17K to 10K I think you should be able to find some common ground. If you do reach a settlement make sure the agreement is worded properly, I have an example if you want. If they prove difficult I would suggest you contact your local MP, if he/she isn't helpful try Mike Hancock or one of the MPs who signed his EDM (see Repo page). You could also take it up with the media. Good Luck.(posted 7174 days ago)Mark.