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Response to Who will give me the information?

from M Amos (idgroms@hotmail.com)
If the limitation period is nearly up then it would be wiser to wait until after the period has expired before contacting Experian to check your credit file as well, otherwise you risk stirring up the hornets nest. Be careful not to acknowledge the debt in writing or by making a part payment, I would advise you to read previous postings. If you acknowledge the debt this will restart the limitation period. Your posting isn't very clear & a lot would depend on whether Scottish or English law applies, and whether a Money Judgment Order was made, again see previous postings. If you are looking to obtain another mortgage then as Moira says you would be better to try and reach a nominal settlement with the lender, Good luck.

Mark.

(posted 7164 days ago)

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