This I believe can be a difficult area of the law. You cannot acknowledge a debt by telephone. However, in writing it's a different question, it really needs a qualified lawyer (which I'm not) to see what has been written as it will depend on the wording/content of the letter/doc. Even some lawyers/advisors have inadvertently acknowledged debts on behalf of their client, it is therefore important to write a recorded delivery letter to whoever is working on your behalf stating that you do not want them to acknowledge the debt. If the debt is a joint one this can also have a bearing depending on circumstances. Sometimes a debt can be acknowledged purely by implication. It may be that a court case may be necessary to resolve the question in doubtful cases. Their may also be a possibity to resile where a debt has been acknowledged, though this has never been tested in court as far as I know. Hope this helps.(posted 7215 days ago)Mark.