Hi,(posted 7218 days ago)Hope this helps you!
I had an assortment of endowement policies on my past mortgage (4 in all). 3 of them were assigned to the lender and in these cases the lender had the origonal policies (I had copies), and the lender surrendered them all when the mortgage was redeemed.
In the case of the 4th policy I had the origonal policy and guess what?? the lender didn't surrender it.
Stephen