[ Post New Message | Post Reply to this One | Send Private Email to David J. Button | Help ]

Response to Abbey National - cheats

from David J. Button (davidjohnbutton@supanet.com)
You have to understand that if one party to a court hearing for possession does not show up (particularly if it is the debtor), then the judge really has no alternative but to make a possession order.

You are always advised to turn up at these hearings - if you read my postings previously, I advocate that turning up at a possession hearing takes priority over everything - to ignore this advice is potentially to lose your home.

Now, that having been said, I accept your husband could not go - but surely you could have either gone yourself and explained why your husband was not there?

You are unlikely to get the judgment overturned, more likely it will be a suspended possesion order in place of the one which was made which I assume was an absolute possession order. Why bother when the new mortgage will pay off the AN before the date given for leaving?

You could have done a lot more for yourself to avoid grief in my opinion - it is likely that AN will have employed a local solicitor to represent them at the hearing, that person may not have been briefed on the illness etc., you should have gone to the court to explain, or got a solicitor to do that for you.

You will be mindful won't you that your mortgage debt will have gone up by about £400 to £600 as a result of them taking you to court - the possession order fee alone is £150 and they are entitled to add that and the solicitors fees to your mortgage balance - be prepared for this when it comes to paying AN off!!!!

(posted 7313 days ago)

[ Previous | Next ]