Hi Fal,(posted 7295 days ago)I remember reading your previous postings - So youve got a settlement from them - hope its in your favour,
anyhow heres answers to your queries
This is standard Eversheds settlement wording - dont panic - unless your mum has other finance by Shabbey Abbey she has nothing to worry about with the first part.
The second 'bit' hmmm good question, but i can say straight away that if your father left no assetts upon death your mum will be fine signing.
If he did leave assetts: although, I have never heard of a lender attempting to claim a shortfall debt from a departed persons estate. I would suggest as a precaution you seek legal advice from a solicitor with inheritance and probate knowledge prior to your mum signing on the dotted line. I also think their is a limitation period for any potential claim to be made on someones estate after death.
Hope this helps