[ Post New Message | Post Reply to this One | Send Private Email to who?? | Help ]

Response to Council Tax charge for repossessed property

from who?? (who@idontwanttosay.com)
This really doesnt make sense!

If he had left the property recently I would assume that Abbey had messed up and not informed the local authority of their taking over possession, but, surely the property is still not owned by them, in which case the lender should have notified them they no longer have an interest and provided details of the buyer and or their solicitor? Lenders make cockups but this would require 2 individual mistakes on the same matter - not very likely. Probably the council!

Anyhow,

A few options spring to mind

1 He could issue a SARN to Abbey National and no doubt their would be substantial proof to demonstrate he hasnt lived there since voluntary repossession. (See other parts of this site if you do not know what a SARN is)

Only problem is this will alert Shabbey Abbey who could then commence a flood of debt pursuance of shortfall on him.

2 Get him to obtain an experian or equifax credit search - this will show his voters roll information (assuming hes on it?) - if he is hiding dont do this.

3 Cant your partner demonstrate he has lived at other address since 1998 by means of retrospective bills such as actual council tax bills or quote the councils account number on his present address council tax bills.

Has you partner actually written to the council or has this simply been discussed over a quick phone call? if not put it in writing, slip some evidence as proof of non residing and see what happens - send it recorded delivery.

If the authority do decide to take legal action he has a solid defence if he supplies as many proof of residencies as he can find - or get his doctor, employer and bank to make written statements 'to who it may concern' confirming his residential addresses since 1998.

If your partner has hidden from the 'system' and is unable to proove his whereabouts then this could be problem - if this is the case advise.

Good luck

(posted 7302 days ago)

[ Previous | Next ]