Help, Help, Help, Help..... PLEASE

Hi all

Do need a little help here....

Am being taken to court by the lender, have done all as this site states.

My mortgage ended with 3 accounts

the first is the orginal mortgage amount

the other 2 were for Home Inprovement Loans and one has a credit agreement with it.

Can any one tell me do all 3 make up the mortgage or are the other two (home inprovement loans) classed as personal loans secured against the house, so do not fall under the mortgage shortfall but should be classed as loan defaults??????????????????

Have had to use a different email address as this is now going through the courts and as you know they do look at this site

Regards Gaz

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