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Response to Shopacheck

from paul deeds (specialdeeds@hotmail.com)
We have a theory in our house - if we can't pay cash we can't afford it. I've learnt my lesson with cards, banks, car finance companies, etc. I've disappeared owing thousands to inflexible lenders. I've moved a few miles away, without changing my job. But they seem unable to trace me ( Tesco were a favourite! ). After 3 years they are unable to recall the debt and you are home free. My advice to anyone who appears to be up shit creak is to try & borrow the cash to declare yourself bankrupt. It's about £300 now ( borrow from Shopacheck & then list them as a creditor!! ). If you've got crap credit it won't make a jot of differance. In 2 years time you'll be able to rebuild your credit by tapping up co's like Capital One. Do'nt go bankrupt & in 2yrs you'll still be struggling to clear your debts.

Once thats over with you'll be able to avoid Shpoacheck and Provident as you'll be able to pay cash for stuff as you've shacken off the debts!!

At the end of the day - whats wrong with 2nd hand? Try auctions too and eBay. We've found some great bargains and it's more fun.

(posted 7342 days ago)

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