My daughter was repossessed some years ago and they chased her for it a few years later. We got a successful result which was well documented on this site. She has had a high interest mortgage with RFC for the last 4 years and would like to change to a High St lender. She has kept up her mortgage payments with no problems for all of that time. As it stands at present she will need to remortgage for about 45% of the value of the house.(posted 7374 days ago)She has problems qualifying however because of her circumstances. 1. She is divorced but receives maintenance from her ex. 2. She receives Family Tax credit. 3. Because of her 2 children, she only works part time.
Are any of the High St lenders likely to give her a mortgage if she presents them with these facts or has she got to tell them 'fibs' to get the money?