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Wellcome finance going for repo

from Jane (andyandjane2001@yahoo.co.uk)
We took a loan out with wellcome finance in june 2003, i have missed 4 months of payments, 2 months due to husband being off sick, and i admit to forgetting to post the claim form for the insurance. Anyway, on 21 January 2004, husband was dismissed from work, he has got to go to an appeal hearing with the managind director of the firm, but he has cancelled it, so now i am waiting for them to arrange another date themselves. I explained all this to wellcome, and they wanted £288 for january's payment, i told them i could get it to them within 2 weeks, (this was on 29th jan)they said head office needed it by 11am on 30 jan 2004, told them i couldn't get it to them that quick, and this afternoon, the rang to say they want to make an appt for a rep to come round to value the house for reposession! what are my rights regarding this, as i owe the halifax more than them in mortgage arrears, can wellcome take it all the way, or can i take it to court and get a suspended repo order on the house like i have in the past with the halifax??? any help greatly appreciated, thanks Jane.
(posted 7359 days ago)

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