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settlement

from amanda (amandjc@hotmail.com)
Can anyone help!

My home was repossed some 5-6 years ago after a messy seperation from my ex-husband. The building society have been chasing me since this time for a shortfall of about £16k. I did try to sort out this mess before the reposession but the building society were of little help stating that I had to pay the mortgage even tho I was renting elsewhere and my husband continued to live in the house with another woman! He refused to pay the mortgage, hence the repo.

I am currently wanting to buy another home as I have been renting for years and want to move on with my life, but keep coming up against a brick wall because nobody will lend me a mortgage due to the debt not being satisfied. The Halifax refuse to provide details of the debt and have passed the debt onto several other agencies along the way.

How do I get over this?? I have no savings and will have to borrow for a deposit to buy a house when I eventually sort this out. Do I make an offer to settle the debt with what little I can get together even tho I do not admit to the debt, and if so how do I get round this? Like I said I have no savings but dont want to arrange re-payments over years and years.

Sorry this is a long one!

(posted 7364 days ago)

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