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Response to why cant i get credit?

from (tony@usefulpages.com)
Hi Jennifer.

There could be any number of reasons why you are not deemed creditworthy. The whole issue of credit references is getting out of hand and if they are not careful, there will be no one left to lend to !!

Usually, they check for voters roll, bad credit and defaults. Also, a late payment to ANY creditor can cause you an problem. It often depends on the type of credit you are applying for. Intrest free credit for example requires almost perfect credit. Of course it is also hard to get credit unless you "have other credit" which sounds mad but is nevertheless a fact. Finally, just as a naughty (but important) point your patner may have bad credit that has not yet shall we say, come to light ! The previous point on getting your full credit report will reveal all to you. Good luck.

(posted 7380 days ago)

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