Hi I have a mortgage with Abbey National (79K)and a second charge with Future mortgages (44k - 2 months arrears). Abbey have instructed a Solicitor - Halliwell Landau to start reprocession proceedings against me. I have about 4 months arrears. I am worried sick and do not know what to do. I have tried to re-mort but have been turned down.(posted 7407 days ago)