My home with my ex wife and children was repossed after our marrage broke down in 1994. In 1996 mortgage express repossed and sold the property and towards the end of 1996 they contacted me do advise me of the sale of my property. This was the first contact with mortgage express since 1993, well they informed me of a shortfall of £36000.00 which freaked me out. Well after a few polite phone calls and a couple of letters I made them an offer of a one off payment against the shortfall dept of £4000.00 to which they excepted. I made this payment in person by bankers draft in early 1997 and received a letter confirming that "I have no further liability to mortgage express or ther insurers and they have accepted this payment in full settlement of all actions, claims or demands against me". Well 2 weeks before christmas this year 2003 I received a card from a dept collecting agency asking me to contact them as I owed there client mortgage express £36000.00. As Luck would have it I still have all the correspondance form 7 years ago and replyed with a copy of the final letter I received from mortgage express.. I am still waiting for a reply and the worry has reuined my Christmas and New Year. What claims do they have on me after I have already paid a one off settlement. Hope someone can advise.(posted 7418 days ago)Regards Paul