secured loan on home after bankruptcy

Can anyone give me some general advise/help. In sept this year I went bankrupt.I had £190K dedt including an overdraft of £20k of which £8.5k was secured on our home signed by my wife and myself. I will have roughly 90k equity in the home which I am aware the trustee will want half.The NatWest are pressing for there money,they are asking for 20k in one letter and 8.5K in another! I am unemployed at the moment (looking) and we have a 5yr old daughter and 2 grown up sons living at home both earning approx £200pw each. Thank you

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